The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for vehicle ...

When my daughter was 18, I took her to my credit union - where she has her savings account - to take out a $500 loan so she could start building her credit score. That was in March. She's been paying ...

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

When my daughter was 18, I took her to my credit union — where she has her savings account — to take out a $500 loan so she could start building her credit score. That was in March. She’s been paying ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...