For many folks, a traditional bank account is a bit of a moot point in this day and age. With a handful of credit-building, money-managing, savings, and other financial apps at the tip of your fingers ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate as the Fed rate changes. CNBC Select will update as changes are made public. Cash App earned ...