Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

The Affordable Care Act (ACA) recommends that you should have health insurance. Practically, however, the tax punishment for having no health insurance has been eliminated. This implies that you still ...

CHICAGO (WLS) -- Car insurance rates are on the rise as consumers continue to battle inflation, but state policies may change to protect drivers from extreme rate hikes. Illinois is one of only two ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

SPRINGFIELD, Ill. (WLS) -- The cost of auto insurance spiking, an ongoing issue for consumers since the pandemic. New proposed Illinois legislation could provide drivers with some relief. There are ...