Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

A top online bank can net you up to $400 for opening a new account. Read our list of picks to learn how to earn today.

The best checking accounts have no fees and offer interest, cash back or sign-up bonuses. High-yield checking accounts aren’t as common as high-yield savings accounts, but some of the accounts on this ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Low fees, easy ATM access, fee-free withdrawals, overdraft protection — even the ability to earn interest. These are some of the qualities that many of the most-recommended checking accounts have in ...

Most checking accounts are pretty snooze-worthy. The national deposit rate for checking accounts that pay interest as of Sept. 15 was a mere 0.07%, according to FDIC data. Furthermore, the average ...

New graduates need checking accounts with no monthly fees, low minimums and strong digital features. Online banks and credit unions typically offer the best graduate bank account options with minimal ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

The clock is ticking on the high interest rates on deposits that we've come to expect. With rates rapidly changing, how can you be sure that you're getting the best interest rate? We monitor rates ...

Here are the seven reasons why this bank teller advises against keeping more than $3,000 in a checking account.