Your Issuer Just Raised Your Credit Limit. Don't Fall for It.

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

Low credit score? How an FD-backed credit card can still get you approved

A low credit score shuts many doors. Personal loans become expensive or unavailable. Regular credit cards are declined ...

What Is a Good Credit Score?

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

Here's Why Your Credit Score Dropped Even Though You Paid Everything on Time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Can you use a credit card beyond its sanctioned limit? Yes, but it comes at a cost

Using a credit card beyond its sanctioned limit doesn’t mean the bank has increased your limit permanently. It usually means the bank has temporarily allowed you to spend extra, either as a built-in ...