What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

As much as we talk about the divorce rate in our country, the odds of your new business failing are actually higher than those for your marriage. Half of new businesses fail within the first five ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

Shutting down a credit card often feels like a clean, responsible move, but it can quietly affect your credit score.

The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can ...