The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

A typical homeowners insurance package features four types of coverage: dwelling, personal property, loss of use and personal liability. While this is the basic structure of every homeowners insurance ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

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