FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

NEW YORK, New York -- The math behind your credit score is getting an overhaul, with changes big enough that they might alter the behavior of both cautious spenders as well as riskier borrowers. Most ...

NEW YORK -- It may soon be harder for many of us to get loans and open new credit. FICO, the system which calculates credit for roughly 110 million Americans, is changing the way it assigns scores, ...

FICO, the credit scoring giant, will soon integrate 'Buy Now, Pay Later' (BNPL) data into its credit score calculations. This change, expected to launch this fall, will be implemented through the new ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

LoanPASS advanced its integration of Fair Isaac's FICO Score 10T with a new batch pricing tool for non conforming mortgage loans. The upgrade allows lenders to run large scale credit and pricing ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...