RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

Consumers looking for a new checking account may find that online banks offer features that aren’t available at the bank down the street. Brick-and-mortar banks may offer these checking account ...

Everyone likes freebies. And free checking accounts are easier than ever to find, especially if you’re over 55. Free checking typically means you don’t pay a monthly account maintenance fee, which can ...

A free checking account sounds like a no-brainer, offering easy access to your money with no annual fees. But “free” sometimes comes with strings attached. Some checking accounts waive fees only if ...

Banks often charge monthly fees just to maintain your checking account. Some charge penalties if your account dips below the required minimum balance, or they may charge fees for using competing banks ...