Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

What Are Retirement Plan Loans? A retirement plan loan is a type of loan that allows individuals to borrow money from their own retirement savings account, such as a 401(k) or IRA, and repay the loan ...