If you have a mobile phone and a bank account, you’ve probably received them. Calls that begin with “Sir/Ma’am, you are ...

If you own a mobile phone, chances are you regularly receive calls or messages offering special personal loans, pre-approved ...

Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

Personal loans can be a great help when it comes to securing funds for large expenses, especially in a pinch. And while there are lenders that cater to a variety of circumstances — having a poor ...

In an ideal world, we could pay for cars and never be faced with monthly payments or debts. And with cash in the pocket, we could negotiate the price of a car more aggressively because the salesperson ...

There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a high interest rate—leading to larger car ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Did our AI summary help? If you use a bank account regularly or have a credit card with decent history, chances are you’ve seen it: a message saying a personal loan is “pre-approved,” “instant,” or ...