Private lending, including widely denounced usury activities, is active in many places in China. Existing in a gray area－sometimes legal yet in many cases illegal－means the moneylenders are largely ...

中国人民银行有关负责人日前接受媒体采访时表示，民间借贷是正规金融有益和必要的补充，具有制度层面的合法性。今后将致力于引导民间资本规范从事资金借贷活动，鼓励民间借贷规范化、阳光化运作，发展多层次信贷市场，满足社会多元化融资需求。