A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...