What is a Roth conversion ladder? First, let’s start with the Roth IRA. A Roth IRA is a retirement account that allows investors to enjoy tax-free growth and make tax-free withdrawals in retirement.

This article is about the pros and cons of Roth conversions for different age groups.

Index funds have basically become the default recommendation for retirement investing, and for good reason, as low fees, broad diversification, and decades of data showing they outperform most ...

A strategy called a Roth conversion ladder can help with more tax savings on money you may have stashed away in other retirement accounts. First, let’s start with the Roth IRA. A Roth IRA is a ...