To claim the maximum spousal benefit, you must apply at your FRA. You can claim as early as 62, but doing so will shrink your ...

Your clients will often wonder whether they will have enough money to sustain them through their less productive years, especially if they become disabled or develop a chronic illness. This is a big ...

Most Americans feel like they have a solid understanding of Social Security, yet are uncertain how to factor Social Security into their retirement plan or if the program will be there when they retire ...

The problem with the “basic math” behind delaying Social Security is that it often overlooks longevity risk. While it’s true ...

As you navigate the golden years of retirement, understanding how your Social Security benefits may change is crucial. Once you surpass the age of 70, certain factors can lead to a decrease in your ...

Planning your retirement finances often means navigating complex rules, especially if you intend to keep working while collecting benefits early. The Social Security Retirement Earnings Test (RET) is ...

Quiz: Social Security — Do You Know More Than the Average American? Test your basic knowledge of Social Security and see how you score compared to those polled in a Nationwide Insurance survey.