Citibank has the most to offer among the four biggest U.S. banks, but rates aren’t competitive with online bank CDs. Many, or all, of the products featured on this page are from our advertising ...

Today's best CD rates have surged beyond 5% APY — with digital banks and online accounts offering yields that outpace inflation by up to 2 percentage points. Certificates of deposit offer a low-risk ...

When you’re looking for a place to put your money, two of the most attractive options are a certificate of deposit or a high-yield savings account. While these accounts work differently, both ...

A bump-up CD allows you to increase your interest rate one or more times during the CD’s term if rates rise, typically on 2-3 year terms. Bump-up CDs typically start with APYs that are 0.10-0.25 ...

The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Contrary to popular ...

American Express is usually best known for its cards, but its deposit accounts are also worth considering. American Express CDs come with no fees and offer solid rates on shorter terms, making them a ...

In this environment, many savers are turning to products like 6-month CDs to help grow their savings while retaining some flexibility. Rather than committing to a long-term CD, one benefit of putting ...

CDs carry interest rate risk in that it’s possible to lock in savings at one rate, only to see rates climb. Unless you have a step-up or bump-up CD, you wouldn’t be able to take advantage of that ...