A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

*Sample rates presented here are valid as of October 29 and can change at any time. Homeowners are sitting on record levels of home equity thanks to the significant increase in home prices during the ...

A mortgage refinance allows you to exchange your existing home loan for a new one, usually to get a lower interest rate or a different term length. It can help you cut your monthly payments, pay off ...