When you refinance student loans, you can save money by replacing existing education debt with a new, lower-cost loan through a private lender. To qualify, you’ll need: Credit scores at least in the ...
From improving your credit to prequalifying for loan offers, learn how to refinance student loans in five easy steps. One of the hardest parts of paying off student loans is keeping up with interest ...
Student loan refinance rates increased a bit from their lows. As of January 15, 2026, student loan refinance lenders are ...
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Best student loan refinance lenders in 2026

When you refinance student loans, you're taking out a new private student loan to replace your existing student loans. It can ...
It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...
If you’re feeling overwhelmed by your student loan payments, refinancing could be the solution you need to turn things around. Not only could student loan refinancing potentially result in a better ...
The average student loan balance for recent college graduates who borrowed is more than $29,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student ...
TULSA, Okla. — Paying down student loans can feel like chipping away at a mountain of debt, but refinancing may offer a path to faster repayment and reduced interest costs. However, experts warn that ...