Autumn is filled with wonderful family moments, all those crunching leaves on the ground. Toasting marshmallows over an open fire and long autumn walks in the countryside on the cold frosty ground.

Place half of the bread cubes in a greased 9 x 13 glass baking dish. Top with apples. In a mixing bowl, beat cream cheese, sugars, 1/4 cup milk and 1 teaspoon vanilla until smooth. Stir in toffee bits ...