本研究基于2022年SHED调查数据，首次将加密货币持有者划分为投资者(investors)、交易者(transactors)和混合用户(mix users)，揭示了三类人群在金融素养(financial literacy)和风险承受力(risk tolerance)上的显著差异。研究发现交易者群体金融素养低于非持有者(nonowners)且多属 ...

WASHINGTON — Are you a “transactor” or a “revolver” when it comes to your credit? Terms like these never have mattered much to home buyers seeking a mortgage. You’ve probably never heard of them. Yet ...

In the credit card industry, you are either a transactor or revolver—a shorthand describing how issuers make money off you. Some issuers favor one over the other and tailor their offers to attract ...

The credit-card industry has traditionally coveted customers who are known as “transactors”--high-spending individuals who tend to pay off their balances every month. Lately, though, Discover ...

Are you a “transactor” or a “revolver” when it comes to your credit? Terms like these never have mattered much to home buyers seeking a mortgage. You’ve probably never heard of them. Yet they are ...