Life can be unpredictable. One moment you can be driving to work and the next you can get into an accident. Or maybe you’re hosting a party and someone gets injured at your house. When these types of ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Umbrella insurance is a type of liability coverage that kicks in when your other policies (like auto or homeowners) max out.

An umbrella policy is a type of liability insurance that extends the coverage to a higher amount than the regular home, auto, or boat insurance combined. Currently, only a fifth of insurance holders ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

While not often in the limelight, standard business practice relies on service contracts and, in turn, risk transfer through those contracts. Critical issues can arise regarding whether a party ...

CHICAGO - Most Americans have auto insurance, health insurance, dental insurance, homeowners or renters insurance, life insurance, maybe disability insurance. Why shell out for umbrella liability ...

Umbrella insurance isn’t just for millionaires or high-risk daredevils. It’s a type of extra liability coverage that could protect your home, income and savings if you’re ever hit with a costly ...

For more than 40 years, my company has guided landlords through the complexities of property ownership. In that time, we’ve seen too many owners learn the hard way: One lawsuit can destroy decades of ...

How much liability insurance do I need? To drive your car legally, you need at least the minimum amount of car insurance required in your state. But state-required car insurance levels aren’t ...