Underwriting decisions today are influenced by broader market conditions, long-term loss patterns, and forward-looking ...

Despite 2020’s pause in originations and securitizations, the 2021 outlook for non-QM lending is promising. In fact, a recent report from S&P Global estimates that “non-QM issuance volumes will return ...

WASHINGTON, Aug. 10, 2020 /PRNewswire/ -- The Electronic Transactions Association (ETA), the global trade association for the payments technology industry, released today the fourth edition of the ETA ...

Among the lengthy list of state and federal regulators, legislative bodies, and agencies that oversee residential lenders, one can’t forget the FTC (Federal Trade Commission). We were reminded of that ...

In Mortgagee Letter 2022-09 dated July 7, 2022, the U.S. Department of Housing and Urban Development (HUD) sets forth new flexibility in underwriting guidelines for calculating effective income for ...

After you apply for a mortgage, lenders use a process called underwriting to determine whether to approve or deny your loan. The underwriting process typically takes between 40 and 50 days to complete ...

Life insurance underwriting is the behind-the-scenes process that plays a pivotal role in shaping your policy. This methodical evaluation delves into your personal and health details, considering ...

When you apply for a mortgage, lenders use a process called underwriting to determine whether to approve or deny your loan. In deciding whether to approve your mortgage, underwriters consider your ...