Discover how file-and-use rating laws let insurers use new rates without prior state approval. Learn how these laws impact insurance prices and consumer protection.

A new report by Thomson Reuters shows that Big Law rates continued to increase through the second quarter of 2025, and there appears to be no slowdown at this point, with rates projected to go up even ...

"We’re getting rate increases six or eight months after the initial engagement. Some are 10%, some are 20%, and those requests are coming in fast and furious," said Jessica Williams, Geico's director ...

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There is no federally mandated maximum interest rate for credit cards. For credit ...