Parents with low net worth may think life insurance isn’t necessary because they don’t have much in the way of assets to leave to their beneficiaries. However, financial and insurance experts say that ...

A co-pay clause is a cost-sharing rule built into a health insurance policy. It means the insured person pays a pre-agreed ...

Many families realise the value of insurance only when a parent falls ill, and hospital bills start rising. That is when quick decisions lead to wrong choices. Senior health needs can be frequent, and ...