Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

Umbrella insurance is a form of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage. It acts as an additional layer of protection for ...

Your homeowners and auto insurance provide you with some liability coverage if you’re sued, but you may want the extra protection provided by umbrella insurance. An umbrella insurance policy is a type ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Most businesses carry different types of liability insurance. In particular, businesses typically need general liability insurance and workers’ compensation policies. When you have multiple policies ...

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

It is a common assumption that umbrella policies are only for the wealthy, but that couldn’t be further from the truth. An umbrella policy can help you financially protect your current and future ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

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