As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

Ever wonder how a company knew your new credit card information before you gave it to them? There is a possible reason.

After our series of articles about medical collection accounts, we've been flooded with questions, some relating to medical bills and minors.

Scam Everlasting? After 25 Years, Debunked Faith Healer Still Preaching Debt Relief If you've ever channel surfed late into the night, you've probably seen Peter Popoff. He's a televangelist who looks ...

Here are 10 companies that came back from the dead.

We explain what to do if you find a hard inquiry on your credit report you don't recognize and how to fix your credit.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

Set your children up for financial success with these nine kid-friendly allowance apps! They make money education easy and painless.

In 2022 the national average FICO credit score is 716, while the average VantageScore is 697. Read on to learn more credit score statistics and facts.

(Data is simplified; many states have nuanced laws. Check your state’s statutes for precision.) This table is to illustrate differences: e.g., in Texas you worry less about wage garnishment, in New ...

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Learn how to use your tax refund to improve your credit score with these strategic financial tips. Boost your financial health and achieve your credit goals. Take control of your financial health and ...