Bonds (S020102__R0130_C0010) still make up the largest asset class for most insurers, with the exception of the three UK groups. The figures reveal that Allianz reduced its bond portfolio ...

Internal Models are as necessary as they are problematic. They enable insurers to capture and manage complex risks, yet remain vulnerable to misinterpretation and misuse. The more complex the model ...

Analysis of 300 solo German insurers, totaling EUR 2.3 trillion in total assets, close to 100% of market coverage (based on official EIOPA 2023 figures) reveals a significant drop in solvency levels.

Solvency II will introduce a two tier regulatory capital requirement: the Minimum Capital Requirement (MCR) and the more tolerant Solvency Capital Requirement (SCR). Because breaching the latter will ...

The Munich Re 2024 Solvency and Financial Condition Report published in April shows the group’s solvency ratio, based on the Solvency II public disclsoures, is 289%, a slight decrease from 2023 (292%) ...

In its 2024 SFCR Allianz group reported a drop in the Solvency II ratio from 229% in 2023 to 209% in 2024. The main driver of downward pressure on the group’s ratio is a 7% reduction in its eligible ...

The key drives of the ratio have been successive increases in the EOF and lower changes in the SCR. RGA Seguros Generales Rural relies almost exclusively on tier 1 capital to support its EOF, steadily ...

Solvency II Wire is a boutique free to access Solvency II publication. Solvency II Wire Data is an insurance database of the SFCRs.

The state of climate risk disclosure in the 2020 SFCRs can best be described as poor. A text search of the content of close to 2,600 SFCRs published in 2020 reveals that even the broadest ...

Solvency II Wire is a boutique free to access Solvency II publication. Solvency II Wire Data is an insurance database of the SFCRs.

We are living in a turbulent and ever-changing world, flooded by multiple and ongoing emerging threats and risks. To manage this risky terrain, Catherine Drummond, Partner at LCP, argues that insurers ...