The announcement by the FSA on 4 October that it has revised its implementation assumptions for Solvency II may have implications for regulators across Europe.

Internal Models are as necessary as they are problematic. They enable insurers to capture and manage complex risks, yet remain vulnerable to misinterpretation and misuse. The more complex the model ...

Bonds (S020102__R0130_C0010) still make up the largest asset class for most insurers, with the exception of the three UK groups. The figures reveal that Allianz reduced its bond portfolio ...

Official Solvency II figures published by EIOPA show a drop of 16% in the total assets of European insurance groups in 2022; from EUR 9.7 trillion in 2021 down to from EUR 8.3 trillion. The 16% drop ...

Analysis of 300 solo German insurers, totaling EUR 2.3 trillion in total assets, close to 100% of market coverage (based on official EIOPA 2023 figures) reveals a significant drop in solvency levels.

The Munich Re 2024 Solvency and Financial Condition Report published in April shows the group’s solvency ratio, based on the Solvency II public disclsoures, is 289%, a slight decrease from 2023 (292%) ...

The state of climate risk disclosure in the 2020 SFCRs can best be described as poor. A text search of the content of close to 2,600 SFCRs published in 2020 reveals that even the broadest ...

The Wüstenrot Versicherungsgruppe solvency ratio dropped from 345% in 2023 to 334% in 2024. In both years the main driver of the ratio change was an increase in the SCR. SOURCE: Solvency II Wire Data ...

The key drives of the ratio have been successive increases in the EOF and lower changes in the SCR. RGA Seguros Generales Rural relies almost exclusively on tier 1 capital to support its EOF, steadily ...

The chart shows the distribution of Solvency II ratios: SCR ratio (Solvency Capital Requirement) and MCR (Minimum Capital Requirement) ratios of 750 European insurers in 2022. For an explanation of ...

We are living in a turbulent and ever-changing world, flooded by multiple and ongoing emerging threats and risks. To manage this risky terrain, Catherine Drummond, Partner at LCP, argues that insurers ...

The Bermuda Solvency Capital Requirement (BSCR) closely tracks Europe’s Solvency II capital regime for insurers. Much like the Solvency II ratio in Europe (often referred to as the SCR ratio or ...