This morning, retail stalwart J.Crew announced that it had filed for bankruptcy. The announcement triggered concerns that other companies might soon follow suit, accelerating the economic crisis ...

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Is it not strange that an 18-year-old cannot legally buy a beer or a pack of cigarettes, but can sign on to tens of thousands of dollars in permanent debt? The average student loan for the graduating ...

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Chapter 13 bankruptcy is often referred to as “wage earner’s bankruptcy” or “repayment plan bankruptcy.” It’s a type of bankruptcy used by individual consumers—specifically those who are having ...

When she was laid off from a job in the Bay Area and had to move out of state to care for a sick relative, a woman named Shyra struggled financially. She found a new job, but it only paid $8 an hour, ...

If you're trying to pay off high-interest credit card debt, the process can feel like an endless cycle of stress and mounting interest charges. And, that's especially true right now. The Fed rate ...

Jon Ginter started practicing law in 2005, and he worked on consumer and small business debt-related issues. He recently opened his own firm, focusing on helping people who are facing the possibility ...

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Bankruptcy is a legal status or process in which individuals, businesses, or organizations declare themselves unable to repay their outstanding debts to creditors. It is a means to seek financial ...

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