Sohrab Rahvar and Shahin Rouhani’s recent paper, “Constraining the Lifespan of Intelligent Technological Civilization in the Galaxy,” lays it out bluntly: Advanced civilizations last roughly 5,000 ...

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A 40-year-old social worker calls into The Dave Ramsey Show with nearly $300,000 in student loan debt, a 6-month-old baby, a paid-off $450,000 house in suburban New Jersey, and a husband earning $107, ...