Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. Select will update as changes are made public. Some ...

Elvis Picardo is a regular contributor to Investopedia and has 25+ years of experience as a portfolio manager with diverse capital markets experience. Suzanne is a content marketer, writer, and ...

Capital at risk. The value of your investments can go up and down, and you may get back less than you invest. Compound interest is earned when interest paid on an account or generated by an investment ...

Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics. Compounding is ...

You might see the terms "interest rate" and "annual percentage yield" (APY) used interchangeably when talking about interest-bearing accounts like HYSAs and CDs. The two are related — and both are ...

Many are worried about their finances in 2026. But now is still a good time to invest. If you're ready to start investing, ...

An interest rate can be thought of as the cost of borrowing money, or the income you earn on saved money. Many or all of the products on this page are from partners who compensate us when you click to ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...

You’re more likely to find rates below 5.00% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...

At CES 2026, Elephant Robotics showcases Embodied AI, STEM educational solutions, and new bionic robotic companions for ...

Analysis: Understanding these terms and what financial literacy is all about helps you to manage your money so your money doesn't manage you Understanding these terms - and what financial literacy is ...