Thank you, Paul. First, the financial results for the fourth quarter and year ended 12/31/2025, asset quality, including commentary regarding software exposure, outlook for 2026, our share buyback ...

Marty Neese: Thank you, Sumit, and good morning, everyone. Today, I will review fourth quarter and full year results. Additionally, I would like to walk you through the structural changes underway at ...

Dividend Declarations -- 13th consecutive quarterly dividend announced; cumulative cash dividends declared total approximately $1.84 per share since November 2022. Capesize Acquisitions -- Took ...