“It’s the greatest professional disappointment of my career,” Bruce Growick told me recently without a trace of doubt in his voice. The former president of the International Association of ...

Forbes contributors publish independent expert analyses and insights. I write on the intersection of disability and the U.S. workforce. After a lengthy medical leave, many are searching for meaningful ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

What happens when one of your employees is pregnant or becomes injured or seriously ill and won’t be able to perform their job for an extended period? Two federal laws — the Americans with ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

One in 8 workers will be disabled for five years or more during their lifetime. The average group long-term disability claim lasts 34.6 months. 90% of disabilities are caused by illness, not accidents ...