How many CDs can you have at one bank? Most banks don’t limit the number, but FDIC insurance only covers up to $250K per depositor. Learn more.

Mon, November 24, 2025 at 10:33 PM UTC Got more than $250,000 sitting in one bank account? Only the first $250,000 is protected by FDIC insurance. The rest is uninsured, which means you could lose it ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

New legislation in Congress vows to protect Main Street, but the specifics suggest something else entirely. The proposal, called the Main Street Depositor Protection Act, would raise the Federal ...

Most of us have insurance on our homes or cars. But many people only realized the importance of deposit insurance after a couple of high-profile bank failures in 2023 – Silicon Valley Bank, Signature ...

Congress can and should enact meaningful deposit insurance reform, but the current proposal before lawmakers is misguided, writes Christopher Williston, of the Independent Bankers Association of Texas ...

WASHINGTON, DC - AUGUST 18: The entrance to the Federal Deposit Insurance Corporation (FDIC) is seen on August 18, 2024, in Washington, DC. (Photo by J. David Ake/Getty Images) More federal deposit ...