Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Buying life insurance is a major decision that requires careful planning. By asking these questions, you can ensure that you are making an informed choice. Making good choices with life insurance can ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

Life insurance is something every family provider should have. The amount of life insurance you need is dependent on a number of factors. Your age, health, and job can all factor into how much you pay ...

Question: “I am a married 63-year-old with a husband, three grown children, a non-smoker and in excellent health. I have some questions regarding life insurance. I currently have voluntary group term ...

Most life insurance applications include questions about your health, such as whether you smoke and how much you weigh. Some also require you to give urine and blood samples as part of an in-person ...

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...

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