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Having good genes might be a shortcut to a nice physique – but they're not everything. Here's what you need to know.

Having good genes might be a shortcut to a nice physique—but they're not everything. Here's what you need to know.

David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.