Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.

Few Americans have the cash they need on hand to pay for big-ticket items upfront. That's why it's not unusual for people to take out mortgages, car loans and student loans, so they can pay for these ...

The audio version of this article is generated by AI-based technology. Mispronunciations can occur. We are working with our partners to continually review and improve the results. Sarah Torraville ...

When you buy through our links, Business Insider may earn an affiliate commission. Learn more College students are notoriously hard to shop for — you'll want to choose a gift that's equally unique, ...

Getting good quality sleep often starts with good sleep practices and habits. However, for some people, that’s not enough. If you need a little extra help to get a good night’s sleep, consider trying ...