A recent policy change allowing greater competition in mortgage credit scoring could generate nearly $650 million in annual savings for lenders and borrowers, according to a new analysis released by ...

Bitget has partnered with institutional digital asset prime brokerage Arkis to introduce Direct Market Access (DMA) to Bitget ...

TaxRock details how its AI tax compliance platform reduces reliance on reactive IRS monitoring for accounting firms, ...

Filene Research Institute, Vertice AI and Vizo Financial have formed a new Credit Union Service Organization (CUSO), CUltivate.

Abstract: Credit risk assessment is a crucial component of financial decision making, allowing institutions to estimate borrower default probabilities and effectively manage financial risk. While ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. Fraudsters used to exploit a lack of signals. Today, they exploit ...

From chatbots to transaction monitoring, AI models now influence decisions that affect millions of customers and billions of dollars daily, but some financial institution may not know enough about ...

A measure of Oracle Corp.’s credit risk climbed on Wednesday after the database company posted a jump in spending on data centers and other equipment, raising fresh doubts about how quickly it can ...

Tokenized private credit has emerged as a potential risk factor for cryptocurrency projects, according to industry observers monitoring recent market developments. Private credit has drawn scrutiny in ...

As financial institutions face mounting pressure to balance rapid onboarding with rigorous risk controls, Trulioo and TransUnion are rolling out advanced credit intelligence tools to meet rising ...

This study proposes a dual-architecture Explainable Artificial Intelligence (XAI) framework designed to unify risk scoring methodologies across corporate and retail lending domains. The framework ...