Readers asked about what’s different for 2025, how to best manage accounts for tax purposes, and changes at the Canada ...

You’ve only got a bit of time before the contribution deadline for Registered Retirement Savings Plans (RRSPs). Here’s a guide to help you maximize your contributions as the deadline for 2025 tax year ...

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The Registered Retirement Savings Plan (RRSP) has been a foundational retirement vehicle for Canadians since its introduction in 1957 — now 69 years ago. It remains especially important for ...

If you don’t have the cash available to make an RRSP contribution by the March 2 deadline to claim the deduction on your 2025 tax return, you can transfer investments “in-kind” from a non-registered ...

Registered retirement savings plans (RRSPs) can be an excellent vehicle to invest in high-yielding private mortgages, thereby growing your balance faster. This strategy has become increasingly popular ...

The tax-free withdrawals of a TFSA offer more flexibility, but don’t offer a tax deduction like contributions to an RRSP. The type of account you choose will depend on your savings goals. Many or all ...

A: The first step in determining whether a Registered Retirement Savings Plan (RRSP) or a Tax-Free Savings Account (TFSA) is the best vehicle for saving for retirement is to anticipate how your tax ...

每年一到 2 月底，加拿大不少家庭都会格外关注RRSP，对于很多刚来加拿大的新移民，或者平时没太关注税务和理财的人来说，RRSP可能略显陌生。但如果在加拿大有收入、有报税、有退休计划的人，就一定要了解RRSP。 RRSP 是什么？有什么用？用不好会错过什么？

TORONTO — As many young Canadians head off to college and university, some will be fortunate enough to be able to tap into a registered education savings plan. They will also be benefitting from the ...

To transfer an RRSP from one financial institution to another, you must authorize the new investment provider to initiate the process. Be sure to check any RRSP transfer fees with your financial ...

Maxing out employer contributions is an easy way to boost your retirement savings. Here’s how to do it without exceeding your RRSP room. I have maxed out my RRSP deduction limit for the past two years ...