Care costs can average £66,000 a year or more, which can leave little over for an inheritance. But if you give your money away and still need paid-for care, HMRC can demand the cash back. We explain ...

The JBL Grip Bluetooth Speaker is down to $77.36 on Amazon. It offers Bluetooth 5.4 connectivity, an IP68 waterproof and dustproof design, and much more.