On the call today, we have Mr. Huazhi Hu, our Founder, Chairman and Chief Executive Officer; Mr. Shuai Feng, Chief Technology Officer; Mr. Zhao Wang, Chief Operating Officer; and Mr. Conor Yang, Chief ...

Good morning, ladies and gentlemen. I'm happy to meet you and welcome you at the presentation of our bank financial results for 2025. I'm in charge of Investor Relations. We have with us CEO, Szymon ...