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HMO vs PPO Comparison - 5 Differences (with Video)
A health maintenance organization, or HMO, only covers subscribers' medical expenses when they visit health providers that are part of the HMO's network. Preferred provider organizations, or PPOs, give their subscribers greater freedom to visit out-of-netw
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We’ve cracked open HDHPs and PPOs… now it’s the HMO’s turn. What’s the deal with Health Maintenance Organizations anyway? An HMO (Health Maintenance Organization) plan typically means lower premiums and predictable costs — but with a trade-off: employees need to stick to a defined network and usually get referrals to see specialists. The definition is easy to find. The challenge? Helping employees understand if an HMO fits their lifestyle, budget, and care preferences. That’s where EMB steps in:
We’ve cracked open HDHPs and PPOs… now it’s the HMO’s turn. What’s the deal with Health Maintenance Organizations anyway? An HMO (Health Maintenance Organization) plan typically means lower premiums and predictable costs — but with a trade-off: employees need to stick to a defined network and usually get referrals to see specialists. The definition is easy to find. The challenge? Helping employees understand if an HMO fits their lifestyle, budget, and care preferences. That’s where EMB steps in:
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