Buy a health insurance policy with a DEDUCTIBLE. What’s that? Imagine you tell your insurer – “I’ll handle the first 50,000 you cover everything above that. That’s a deductible – and guess what? It slashes your premium by up to 60% 😱 -Lower cost -Bigger cover (you can go up to ₹10-₹20L!) -Peace of mind for your parents Use a small emergency fund or your company policy to cover the deductible – and boom, you’ve created a budget-friendly backup plan for your parents without breaking the bank 💰 i

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