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Why are so many homeowners choosing a variable-rate HELOC right now instead of locking in a fixed rate? Many people are sitting on equity in their home, and they want to pull it out using a HELOC in order to buy an investment property, payoff high interest debt or make a private money loan. The reason why many are opting for a variable-rate Home Equity Line of Credit (HELOC) is because these typically start with a lower interest rate than a fixed one. And also, because HELOC rates often track th
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