GO IVY OR GO FREE!!! The only time that you should be going in debt for a college degree is if you know that the degree you’re getting from the school, you’re getting it at has such a huge marketable brand that it almost guarantees that you will get a great job by the time you graduate that will pay for all the debt and then some. That’s the “Go Ivy” option and it obviously includes schools outside the literal Ivy league, it just means you should be focusing on the marketability of your degree.