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Piyush Shukla
Mortgage rates today: 30-year fixed drops to 6.30% — How low can the 30-year fixed rate go? Is now the right time to refinance or buy a home?
Mortgage rates dropped this week. The 30-year fixed rate is now 6.30%. This is 41 basis points below the 52-week average. The 15-year fixed rate fell to 5.53%, 35 basis points under the year’s average. These rates make now a good time to buy a house or refinance. With rates lower than most of 2025, homebuyers can save money. Refinancing ...
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