The Student Start-up Loan is voluntary and available twice a year. You can borrow $1,321 up to twice a year if you’re getting Youth Allowance, Austudy or ABSTUDY living allowance. You’ll need to pay it back once you start earning more than a certain amount of income. This includes what you borrowed plus indexation which is adjusted each year for the cost-of-living. Check if this is right for you at: servicesaustralia.gov.au/what-student-start-up-loan | Services Australia
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